Secret Ways You Can Pay Less on Your Cell Phone Bill

article by Arya A. author
Sometimes it can feel like no matter what you do, your cell phone bill will always be more than you would like. But even if you’ve spent tons of time doing research about the best cell phone plans for your wallet, the odds are there are at least one or two lesser-known tricks for saving money that you haven’t tried. Here are some of the best ones for you to consider.

Get a Plan with Your Friends

Everyone knows that carriers such as AT&T or US Cellular offer “family” plans. But what many people don’t know is that these plans are not limited to actual family members. In fact, they are simply plans that offer bulk discounts for tying several different lines to a single account. Moreover, the more lines that you add, the cheaper you will pay on a per line basis. If you can get a few friends together looking to save money on their bill, this is one of the best cell phone deals around.

Limit You Phone Use When Not On Wi-Fi

There are tons of great mobile applications on the market that will allow you to communicate with others without needing voice or text services from a cell phone carrier, including WhatsApp, Viber, and Skype. Using them in combination with a Wi-Fi connection will allow you to also cut back on the amount of data you use as well. This method can go a long way towards giving you the freedom to choose the cheapest cell phone plans available.

Use a Prepaid Option to Control Spending

Two of the major pitfalls of cell phone plan deals are the dual possibilities of either not using everything you have paid for, or going over your limits and having to pay overage charges. Prepaid options allow you to avoid both of these by letting you purchase services upfront, which are then available either until you use them or they expire. In general, any minutes, texts, or data you buy will be valid for three months after the date of purchase.

Change your Insurance Carrier

Many consumers will take out insurance on their phone to protect them against loss in the event of an accident. Although it might sound obvious to say, it’s important to remember that these policies have a monthly cost attached. Just like you would like shop around for cell phone plans, it’s important to do the same for insurance. Don’t fall into the trap of not keeping up with the best deals available, and don’t hesitate to change if you find a cheaper option elsewhere.

Update Your Account Address

This one is especially important for recent college graduates and anyone who has recently moved. The amount of taxes and fees that you will pay on your cell phone contract can vary from state to state, and so it makes sense to do a little bit of research on the subject. If you find that your new address is more advantageous than your old one, make sure to update it with your carrier.