GuidetoLenders Review

article by Emery S. author June 26, 2017
our score is a lending marketplace that connects borrowers with many lenders for optimal interest rates and terms. Borrowers generally take out personal loans with for home renovations, event funding, or other reasons that they are not required to give details about.
  • Vast network of lenders to choose from
  • Compare a variety of offers for the best option available
  • Plenty of customer resources for making educated decisions
  • Borrowers can receive funds within 24 hours
  • Direct deposit available for funds disbursement
  • Must have verifiable income
  • Credit score is a major factor in determining eligibility
  • Not a direct lender provides borrowers with a wide range of options to choose from…so they can select the most reasonable offer for their situation.
Emery S., author
Features and Specifications Free credit report upon application request
Integrations Up to 84-month repayment plans
Reliability Transparency between credit score and loan amount eligibility
Money Back Guarantee Loans as high as $40,000
APRs as low as 4.99%
Personal Loans Try Now >>
APR as low as 4.99%
  • Debt Consolidation
  • Credit Card Consolidation
  • Business
  • Home Improvement
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Home Loans Try Now >>
APR as low as 3.12%
  • Reputable Brokers Only
  • Refinance Mortgage
  • New Home Loan
  • Home Equity Loan
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Refinance Try Now >>
APR as low as 2.75%
  • Lower Your Interest Rate
  • Shorten Your Loan Term
  • Change Interest Rates Types
  • Consolidate Consumer Debt
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Quick Data

  • 150+ lending partners
  • $1,000-$40,000
  • 99%-35.99% APR range

Applicant Requirements

While the application requirements for are fairly basic, the specific lender you choose may require additional information before you can receive your loan. Basic information includes:

  • Name, address, phone number
  • Date of birth
  • Employment status
  • Annual income

Additionally, you will have to provide proof that you are a US citizen, over the age of 18, and own a bank account.

Application Process

Borrowers simply fill out a few questions, compare offers, and choose the one that best suits their needs. The process with is as follows:

  • The online form can be filled out within minutes, and then borrowers wait to see if they’ve been approved.
  • Once approved, various lenders will contact you with offers for a loan. You should read through the terms and conditions relating to each loan offer, and make your decision based on the terms that are most generous and applicable for you.
  • After you have chosen the lender, accepted their offer and terms, and provided the necessary information, the lender will transfer the loan funds directly to your bank account.

Loan Terms Overview does not have their own loan terms because they are not the actual lender. Terms including when and how repayments are made will be determined by the lenders themselves. Additionally, any fees, charges, and other expenses will be solely based on the lender’s policies. does not charge any origination fee themselves, nor are there hidden fees that you will find out about later. The service itself is free, and any payments will only be made directly to the lending party itself.

Special Features provides a wide range of loan options as well as several helpful resources to make the borrowing process run smoothly. Such resources include:

  • Glossary: A glossary of terms commonly used when borrowing and lending money. This is extremely helpful if you are new to the world of loans or are unfamiliar with the vernacular of the industry.
  • Lending guide:’s lending guides offer assistance and direction for borrowers who are unaware of the process of borrowing and lending.
  • Free credit report: provides each applicant with a free credit report that shows them important details about their credit including credit history, credit score, and how frequently their score is being pulled. has a unique feature that is not found in nearly any other lending forum. They provide a table that allows borrowers to see how much of a loan they are eligible for depending on their current credit score. This displays a certain level of transparency that most lenders are not willing to disclose.

Multiple Devices Platforms Available

No mobile app available at this time.

Antivirus Setup Limitations

Because is not a direct lender, but only works as an intermediary between the lender and the borrower, all terms, references, reviews, and policies only take you as far as finding the lender options. From there, borrowers are left in the hands of the lending parties and are subject to their policies and terms. It is for this reason that borrowers are highly advised to read through all loan terms and conditions carefully before accepting an offer.

Support has a full staff of customer service representatives. Staff can be reached via an online submission form or through their toll-free telephone line at 888-680-9459.

Additionally, there are resources available to any site visitors who are seeking information, such as the lending guides and glossary mentioned above.

Bottom Line Bottom Line provides borrowers with a wide range of options to choose from including a variety of interest rates and APRs so they can select the most reasonable offer for their situation. They act as a free loan aggregator that can help those in need to consolidate loans, make necessary purchases, or fund events without having to take on the tremendous financial burden of a high-interest loan.